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Freeman & Sherburne, Inc. [Businessowners Elite]

7440 Heritage Village Plaza, Gainesville, VA 20155

(703) 938-8070

Gardner Insurance Agency

7900 Sudley Road, Manassas, VA 20109

(703) 257-2820

Freeman & Sherburne, Inc. [Businessowners Elite]

7440 Heritage Village Plaza, Gainesville, VA 20155
(703) 938-8070

Gardner Insurance Agency

7900 Sudley Road, Manassas, VA 20109
(703) 257-2820

Home Insurance

Your home is where your heart is — we feel the same way.

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Protect the things that matter with a home insurance policy from Rockingham.

It’s the place you start and end each day. It’s your sanctuary. A home insurance policy with Rockingham protects you against loss to your home and personal belongings. One of our local agents can help you customize a policy to provide the level of coverage you need.

  • Earthquake coverage

    Earthquake coverage

    Coverage for direct physical loss to property that is covered under Coverages A, B, & C and is caused by an earthquake. Variety of deductibles available.

  • Equipment breakdown coverage

    Equipment breakdown coverage

    Repair or replacement of appliance and equipment due to a mechanical breakdown. Add to an existing home policy for under $50.

  • FraudScout

    FraudScout

    A credit and identity monitoring service. The basic level is included with your policy but there are other levels for you to choose.

    Learn More & Sign Up

  • GREEN option

    GREEN option

    Provides coverage for those additional costs incurred in replacing covered property with equipment that is better for the environment, safer and more efficient than the original damaged property.

  • Identity theft Lifestages

    Identity theft Lifestages

    Resolution services and expense reimbursement.

    Learn More

  • Replacement cost coverage

    Replacement cost coverage

    Replacement cost coverage for your residence and personal property in the event of a loss.

  • Utility service line coverage

    Utility service line coverage

    Protects the homeowner by extending coverage for damage to underground piping, wiring, valves, or attached devices that connect a home to a public utility service provider or to a private system.

  • Valuables coverage

    Valuables coverage

    For jewelry, collectibles, cameras, and other special belongings

  • Water and sewer backup

    Water and sewer backup

    Optional utility coverage for added security.

Coverage & Discounts Available

Personal Liability Coverage

Personal liability is an important feature of home insurance that protects your assets if someone is injured on your property.

Multi-Policy Discount

If you have multiple policies with Rockingham Insurance, you could qualify for multiple discounts.

Loss-Free Discount

Your ability to avoid claims helps keep our claims costs low.  We share these savings with you by applying a loss-free discount to your property automatically when you have been insured for more than 3 years.

New Home Discount

Homes built within the last 15 years may qualify for policy discounts up to 20%.  Mobile home owners may qualify for discounts of up to 10% if the home was manufactured in the last 10 years.

New Mortgage Discount

A 5% discount applies if the home is a new purchase or refinance with a new first mortgage.

Security and Safety Equipment

Discounts are available if your home is equipped with security systems, smoke alarms, fire extinguishers, and dead bolt locks.

 

The information on this site is general in nature. Coverage descriptions are necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions, and actual policy limits. The site contents do not alter the Terms or Conditions of our policies. For a complete description of coverage, review the policy documents. Coverage options, limits, discounts, deductibles, and other features are subject to meeting our underwriting criteria and state availability. Not all features are available in all states. Discounts may not apply to all coverages and/or vehicles.

Why Choose Rockingham?

Since 1869, we have established a reputation for delivering on our promises. And we’re still doing just that with local agents who live and work in the Virginia and Pennsylvania communities we serve. Providing insurance for generations of policyholders, you can be confident our agents have you covered. No matter where you are, we’re here.

We're here when you need us.

Get an Auto Quote

Get an Auto Quote

See how much you can save
Message a Representative

Message a Representative

Send a message 24/7
Speak with a Local Agent Today

Speak with a Local Agent Today

Find a Local Agent