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Freeman & Sherburne, Inc. [Businessowners Elite]

7440 Heritage Village Plaza, Gainesville, VA 20155

(703) 938-8070

Gardner Insurance Agency

7900 Sudley Road, Manassas, VA 20109

(703) 257-2820

Freeman & Sherburne, Inc. [Businessowners Elite]

7440 Heritage Village Plaza, Gainesville, VA 20155
(703) 938-8070

Gardner Insurance Agency

7900 Sudley Road, Manassas, VA 20109
(703) 257-2820

Rental Property Insurance

From a single unit to multiple complexes, there's a policy here to fit your rental property needs.

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Coverage for your rental properties

Protect the investment you’ve made with a rental property insurance policy from Rockingham. Available coverage includes replacement cost, actual cash value, market value and functional policies. Our local agents can help you customize a program that fits your needs.

  • Equipment Breakdown Coverage

    Equipment Breakdown Coverage

    Repair or replacement of appliance and equipment due to a mechanical breakdown.

  • Earthquake Coverage

    Earthquake Coverage

    Coverage for direct physical loss to property that is covered under Coverages A, B, & C and is caused by an earthquake. Variety of deductibles available.

  • Ordinance Law

    Ordinance Law

    Add this valuable optional coverage to protect your rental properties. Ask your agent for details.

  • Private Structures

    Private Structures

    Increase of minimum provided limit.

  • Refrigerated Food Spoilage

    Refrigerated Food Spoilage

    Additional endorsement covers cost of food replacement if spoiled during a loss. Off-premise utility failure and natural disasters create scenarios of food spoilage.

  • Water and Sewer Backup

    Water and Sewer Backup

    Optional utility coverage for added security.

  • Personal Property

    Personal Property

    Cover the items in your rental property, such as appliances or furniture.

  • Additional Protection for Items

    Additional Protection for Items

    Fences, driveways, sidewalks, building materials, carpets and window coverings.

Coverage & Discounts Available

Business Interruption – Loss of Rents Coverage

10% of the Dwelling Property Limit is included for loss of rental income is coverage during dwelling repair. Higher limits available.

Liability Coverage

Liability may be included at the Dwelling(s). Limits of $300,000, $500,000 and $1,000,000 available. This includes medical payments of $1,000. Higher medical limits are available.

Multiple Locations Policy

Multiple dwelling locations can be placed on one policy.

Multi-Policy Discount

Up to 30% discount when you bundle your auto and property policy.

New Dwelling Discount

Age of property discounts are available. Ask your local agent for details.

Tenant Liability Discount

Discount applies if tenants provide liability and personal property coverage.

 

The information on this site is general in nature. Coverage descriptions are necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions, and actual policy limits. The site contents do not alter the Terms or Conditions of our policies. For a complete description of coverage, review the policy documents. Coverage options, limits, discounts, deductibles, and other features are subject to meeting our underwriting criteria and state availability. Not all features are available in all states. Discounts may not apply to all coverages and/or vehicles.

Why Choose Rockingham?

Since 1869, we have established a reputation for delivering on our promises. And we’re still doing just that with local agents who live and work in the Virginia and Pennsylvania communities we serve. Providing insurance for generations of policyholders, you can be confident our agents have you covered. No matter where you are, we’re here.

We're here when you need us.

Get a Rental Property Quote

Get a Rental Property Quote

See how much you can save
Message a Representative

Message a Representative

Send a message 24/7
Speak with a Local Agent Today

Speak with a Local Agent Today

Find a Local Agent