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Marsh & McLennan Agency, LLC [Businessowners Elite]

4900 Libbie Mill E Blvd #100, Richmond, VA 23230, USA
(804) 780-0611
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Indaco Risk Advisors, Inc. [Businessowners Elite]

510 Locust Ave, Charlottesville, VA 22902, USA
(434) 971-1900
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Rental Property

From a single unit to multiple complexes, there's a policy here to fit your rental property needs.

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Program

Coverage for your rental properties

Protect the investment you’ve made with a rental property insurance policy from Rockingham. Available coverage includes replacement cost, actual cash value, market value and functional policies. Our local agents can help you customize a program that fits your needs.

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Additional Coverage

Equipment Breakdown Coverage

Equipment Breakdown Coverage

Repair or replacement of appliance and equipment due to a mechanical breakdown.

Earthquake Coverage

Earthquake Coverage

Coverage for direct physical loss to property that is covered under Coverages A, B, & C and is caused by an earthquake. Variety of deductibles available.

Ordinance Law

Ordinance Law

Add this valuable optional coverage to protect your rental properties. Ask your agent for details.

Private Structures

Private Structures

Increase of minimum provided limit.

Refrigerated Food Spoilage

Refrigerated Food Spoilage

Additional endorsement covers cost of food replacement if spoiled during a loss. Off-premise utility failure and natural disasters create scenarios of food spoilage.

Water and Sewer Backup

Water and Sewer Backup

Optional utility coverage for added security.

Personal Property

Personal Property

Cover the items in your rental property, such as appliances or furniture.

Additional Protection for Items

Additional Protection for Items

Fences, driveways, sidewalks, building materials, carpets and window coverings.

Coverage & Discounts Available

Business Interruption – Loss of Rents Coveragemoreless

10% of the Dwelling Property Limit is included for loss of rental income is coverage during dwelling repair. Higher limits available.

Liability Coveragemoreless

Liability may be included at the Dwelling(s). Limits of $300,000, $500,000 and $1,000,000 available. This includes medical payments of $1,000. Higher medical limits are available.

Multiple Locations Policymoreless

Multiple dwelling locations can be placed on one policy.

Multi-Policy Discountmoreless

Up to 30% discount when you bundle your auto and property policy.

New Dwelling Discountmoreless

Age of property discounts are available. Ask your local agent for details.

Tenant Liability Discountmoreless

Discount applies if tenants provide liability and personal property coverage.

Some restrictions apply. Discounts are subject to account eligibility. Services and products are subject to geographic availability. Not all policies and discounts are available in all states.

For more information, contact your local agent.

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