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Mutter Insurance Agency, Inc.

19275 Riverside Drive, Grundy, VA 24614

(276) 935-2991

InsurePro

5215 Dickenson Highway, Clintwood, VA 24228

(276) 926-8681

Mutter Insurance Agency, Inc.

19275 Riverside Drive, Grundy, VA 24614
(276) 935-2991

InsurePro

5215 Dickenson Highway, Clintwood, VA 24228
(276) 926-8681

Rental Property Insurance

From a single unit to multiple complexes, there's a policy here to fit your rental property needs.

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Coverage for your rental properties

Safeguard your investment with a tailored rental property insurance policy from Rockingham. Choose from coverage options like replacement cost, actual cash value, market value, and functional policies to fit your unique situation.

Our knowledgeable local agents are here to help you customize the right protection plan—so you can focus on managing your property with confidence.

  • Equipment Breakdown Coverage

    Equipment Breakdown Coverage

    Repair or replacement of appliance and equipment due to a mechanical breakdown.

  • Earthquake Coverage

    Earthquake Coverage

    Coverage for direct physical loss to property that is covered under Coverages A, B, & C and is caused by an earthquake. Variety of deductibles available.

  • Ordinance Law

    Ordinance Law

    Add this valuable optional coverage to protect your rental properties. Ask your agent for details.

  • Private Structures

    Private Structures

    Increase of minimum provided limit.

  • Refrigerated Food Spoilage

    Refrigerated Food Spoilage

    Additional endorsement covers cost of food replacement if spoiled during a loss. Off-premise utility failure and natural disasters create scenarios of food spoilage.

  • Water and Sewer Backup

    Water and Sewer Backup

    Optional utility coverage for added security.

  • Personal Property

    Personal Property

    Cover the items in your rental property, such as appliances or furniture.

  • Additional Protection for Items

    Additional Protection for Items

    Fences, driveways, sidewalks, building materials, carpets and window coverings.

Coverage & Discounts Available

Business Interruption – Loss of Rents Coverage

10% of the Dwelling Property Limit is included for loss of rental income is coverage during dwelling repair. Higher limits are available.

Liability Coverage

Liability may be included at the Dwelling(s). Limits of $300,000, $500,000 and $1,000,000 available. This includes medical payments of $1,000. Higher medical limits are available.

Multiple Locations Policy

Multiple dwelling locations can be placed on one policy.

Multi-Policy Discount

Up to 30% discount when you bundle your auto and property policy.

New Dwelling Discount

Age of property discounts are available. Ask your local agent for details.

Tenant Liability Discount

Discount applies if tenants provide liability and personal property coverage.

 

The information on this site is general in nature. Coverage descriptions are necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions, and actual policy limits. The site contents do not alter the Terms or Conditions of our policies. For a complete description of coverage, review the policy documents. Coverage options, limits, discounts, deductibles, and other features are subject to meeting our underwriting criteria and state availability. Not all features are available in all states. Discounts may not apply to all coverages and/or vehicles.

Why Choose Rockingham Insurance?

Since 1869, Rockingham Insurance has built a legacy of reliability and trust. Our local agents, rooted in the Virginia communities they serve, are dedicated to providing personalized coverage for every generation of policyholders. Wherever life takes you, you can count on us to be there—offering the protection you need, with the service you deserve. No matter where you are, we’re here.

We're here when you need us.

Get a Rental Property Quote

Get a Rental Property Quote

See how much you can save
Message a Representative

Message a Representative

Send a message 24/7
Speak with a Local Agent Today

Speak with a Local Agent Today

Find a Local Agent

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