If you’ve lived in Virginia for a while, you’re probably no stranger to thunderstorms.

 In fact, we typically see between 30 and 50 thunderstorms a year, depending on where you are in the state. These storms can strike with little warning, bringing high winds, heavy rain, and the potential for significant damage. By taking proactive steps to protect your home from thunderstorms, you can minimize injury and property damage.

Here are our 10 tips to keep you and your home safe before, during, and after a thunderstorm:

Before the Storm Hits

Develop a Family Plan

• Ensure everyone in the household knows the emergency plan and designated safe areas in your home

Inspect and Maintain Your Property

• Regularly trim trees and remove weak branches to prevent them from falling on your home.
• Clean gutters and downspouts to ensure proper drainage and prevent water damage.

Secure Outdoor Items:

• Anchor or store away outdoor furniture, trash cans, and other loose items that could become projectiles in strong winds.

Reinforce Your Home:

• Consider installing high-impact glass or removable storm shutters to protect your windows from debris. These solutions provide durable protection while maintaining the aesthetics of your home.
• Check the roof for loose shingles and secure them to prevent leaks.

Check Drainage:

• Ensure your yard slopes away from your home to avoid water accumulation around the foundation.

During the Storm

Stay Safe Indoors

•  Avoid using electrical appliances or devices that need to be plugged in to prevent electrical shocks and protect against power surges. Additionally, stay away from windows and exterior doors to avoid injury from potential flying debris or shattered glass. It’s also advisable to avoid running water as plumbing can conduct electricity from lightning strikes.

Power Outage Preparedness: 

• If the power goes out, use battery-powered flashlights instead of candles to reduce the risk of fire. Unplug sensitive electronics to safeguard them from power surges when electricity is restored.

After the Storm

Inspect for Damage Safely:

• Avoid downed power lines and report them immediately to your utility company.
• Check your home for structural damage and document any issues with photos for insurance purposes.

Be Cautious of Flood Hazards:

• Avoid walking or driving through floodwaters, as they can be deeper and more dangerous than they appear.
• Ventilate your home to prevent mold growth if there has been water intrusion

Report Damage:

• Contact Rockingham Insurance as soon as possible to report any damage and begin the claims process. To file a claim, visit our website or give us a call at (800) 662-5246.  
• Keep receipts for any temporary repairs to submit with your insurance claim.

Why Home Insurance is Essential

Even with the best preparations, thunderstorms can cause unexpected damage. That’s why having comprehensive home insurance is crucial. At Rockingham Insurance, we offer customizable home insurance policies designed to protect your home and belongings from storm-related damage and more. Our experienced team is here to help you find the coverage that best fits your needs and budget.

Don’t wait until the next storm is on the horizon. Reach out to your local Rockingham Insurance agent today to review your current policy or get a free quote on a new one.  We’re here to offer you peace of mind, no matter the weather.