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7440 Heritage Village Plaza, Gainesville, VA 20155
7900 Sudley Road, Manassas, VA 20109
Your vehicle gives you freedom — to make a life, as well as a living. Whether it’s brand new or classic, personal or commercial use, we offer a range of coverage options. Your local agent can help you customize your policy with additional features like accident forgiveness and take advantage of money-saving discounts. Here are options to customize your auto insurance policy.
Forgiveness for your first accident and other features like key replacement coverage. *certain restrictions apply
Nationwide toll-free access for towing coverage applies to all drivers and vehicles listed on the auto policy for $15 per year.
Coverage for a total loss to your vehicle. Replacing your car with the same make, model, & equipment of a vehicle one “model year” newer. *certain restrictions apply
Liability provides coverage for injury and/or property damage to others in the event you or a family member are legally responsible for an auto accident.
Collision insures your vehicle in the case of a covered accident. Other Than Collision (Comprehensive) coverage insures against all other physical damage to your vehicle caused by a covered event such as fire, theft, flood, vandalism.
Covers rental charges should your vehicle become unusable due to a covered comprehensive or collision loss.
Medical provides coverage for injury to you, family members who live with you, and passengers in your vehicle for medical expenses resulting from an auto accident, regardless of fault.
10-15% discount when you bundle your auto and property policy with us.
Save 15% on your VA auto policy. Discount applies to policyholders with children under the age of 6. *certain restrictions apply
Sign up for no-fee monthly EFT pay plan to enjoy premium discounts based on how you pay:
• 7% for paying annually
• 5% for paying semiannually
• 3% for paying quarterly.
Save 7% when you quote your auto with us 7 or more days prior to renewal of your current policy. Reduces 1% at each renewal as the loyal customer discount kicks in.
Drivers over the age of 55 may qualify for a 5% discount on liability and collision premium for completing an accident prevention course.
A 5% discount for 16-18 year olds without accidents or violations, and lower rates for students in high school or college with a 3.0 GPA or higher.
Receive a 1% discount each year a policy is renewed, up to 10% with continuous coverage.
3% discount applies for 3 or more years of loyalty to your prior carrier, up to 10% (works in conjunction with Loyal Customer Discount)
The latest model-year vehicles are equipped with multiple safety features. Ask your agent which safety credits apply.
Since 1869, we have established a reputation for delivering on our promises. And we’re still doing just that with local agents who live and work in the Virginia and Pennsylvania communities we serve. Providing insurance for generations of policyholders, you can be confident our agents have you covered. No matter where you are, we’re here.