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Brent Bowen

Fairfax, VA

(540) 434-5344 x1012

Gardner Insurance Agency

7900 Sudley Road, Manassas, VA 20109

(703) 257-2820

Brent Bowen

Fairfax, VA
(540) 434-5344 x1012

Gardner Insurance Agency

7900 Sudley Road, Manassas, VA 20109
(703) 257-2820

Auto Insurance

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Coverage for your four and more wheels

Your vehicle gives you freedom — to make a life, as well as a living. Whether it’s brand new or classic, personal or commercial use, we offer a range of auto insurance coverage options. Your local agent can help you customize your policy with additional features like accident forgiveness and take advantage of money-saving discounts. Here are some options to customize your auto insurance policy.

 

  • Roadside Assistance

    Roadside Assistance

    Only $2 a month– provides up to $75 for towing plus up to $600 for trip interruption if your auto becomes disabled more than 100 miles from your home. Roadside assistance also covers lockout service, fuel delivery, jump starts, and flat tire assistance.

  • Roadside Assistance Plus

    Roadside Assistance Plus

    All the coverage of Roadside Assistance, plus child safety seat replacement, key/key fob replacement, parked car collision deductible waiver, increased supplementary payments, and accidental airbag deployment coverage for $48 a year, or $24 if you choose the 6-month policy option.

  • Plus One Car Replacement

    Plus One Car Replacement

    An endorsement that may be purchased for any private passenger vehicle that carries comprehensive and collision coverage.  If your vehicle is a total loss, we will pay the actual cash value of the same make and model that is one year newer and has 15,000 fewer miles.  *Certain limitations apply

  • Full Safety Glass Coverage

    Full Safety Glass Coverage

    This coverage is available for vehicles other than trailers or camper bodies which carry comprehensive coverage.  Pays the cost of repairing or replacing damaged safety glass without applying your comprehensive deductible.

  • Accident Forgiveness Plus

    Accident Forgiveness Plus

    This is an earned auto insurance feature at no cost to the insured. This coverage Forgives your first auto accident.  Preventing your premium from increasing due to an at-fault accident. *certain restrictions apply

  • Loss of Use

    Loss of Use

    Provides coverage for a rental car or alternative transportation if you cannot drive due to a covered loss under comprehensive and/or collision coverage, up to the selected limit.

Coverage & Discounts Available

Liability Coverage

Liability provides coverage for injury and/or property damage to others in the event you or a family member are legally responsible for an auto accident.

Other Than Collision (Comprehensive) Coverage

Collision insures your vehicle in the case of a covered accident. Other Than Collision (Comprehensive) coverage insures against all other physical damage to your vehicle caused by a covered event such as fire, theft, flood, or vandalism. *Subject to deductible

Medical Coverage

Medical provides coverage for injury to you, family members who live with you, and passengers in your vehicle for medical expenses resulting from an auto accident, regardless of fault.

Multi-Policy Discount

Save up to 15% on your auto insurance premium when you bundle your auto and property policy with us.

Loyalty Customer Discount

Receive a 1% discount each year a policy is renewed, up to 10% with continuous coverage.

Loss Free Discount

When all drivers on a policy have no chargeable at-fault accidents, no major violations, and no more than one minor violation in the last 3 years a discount of up to 10% will be applied.

Mature Driver - Crash Prevention Discount

If you are age 55 or over, you may qualify for a 5% discount on your liability and collision premium for completing a Mature Driver Motor Vehicle Crash Prevention Course within the last 36 months.

E-signature Discount

When you first sign your policy, go green with an e-signature, and be rewarded the first year with a discount of up to 1%.   

Paperless Discount

Go green, go paperless.  Receive your policy documents electronically and receive up to a 5% discount.

Safe Car Discount

If your vehicle is equipped with an Advanced Driver Assistance System (ADAS) like rear parking assist, or adaptive cruise control, you may receive up to a 5% discount on your auto insurance.

Youthful Driver Training Discount

Drivers under 21 who successfully complete a driver education course can save up to 5%.

Youthful Driver - Away at School Discount

A discount of up to 25% for a student residing at an educational institution over 100 miles from home, and does not have access to any vehicles while away at school. 

Youthful Driver Longevity Discount

The longer you are with Rockingham Insurance the more you can save, up to 8% for drivers aged 16-24.  

Good Student Discount

A 5% discount for 16-18 year olds without accidents or violations, and lower rates for students in high school or college with a 3.0 GPA or higher.

Advance Quote Discount

Save 7% when you quote your auto with us 7 or more days prior to renewal of your current policy. Reduces 1% at each renewal as the loyal customer discount kicks in.

Pay Plan Discount

Sign up for no-fee monthly EFT pay plan to enjoy premium discounts based on how you pay:

7% for paying annually

5% for paying semiannually

3% for paying quarterly.

Other Safety Credits

The latest model-year vehicles are equipped with multiple safety features like anti-lock brakes and passive restraint. Ask your agent which safety credits apply.

 

The information on this site is general in nature. Coverage descriptions are necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions, and actual policy limits. The site contents do not alter the Terms or Conditions of our policies. For a complete description of coverage, review the policy documents. Coverage options, limits, discounts, deductibles, and other features are subject to meeting our underwriting criteria and state availability. Not all features are available in all states. Discounts may not apply to all coverages and/or vehicles.

Why Choose Rockingham?

Since 1869, we have established a reputation for delivering on our promises. And we’re still doing just that with local agents who live and work in the Virginia and Pennsylvania communities we serve. Providing insurance for generations of policyholders, you can be confident our agents have you covered. No matter where you are, we’re here.

We're here when you need us.

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