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On a scale of 1 to 10 how likely are you to recommend Rockingham Insurance to a friend, family, or work associate?

1
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property insurance

Landlord.

Get the right coverage
and move on with your day.
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Smart coverage for smarter owners.

Protect your rental properties with flexible coverage that supports your investments and shields you from common risks, whether you lease long- or short-term.

1 in 10
Assume homeowners coverage is adequate
1 in 5
Landlords will face a liability claim

We’re here for you if...

Tenant mishaps or property damage put your investments at risk.

The pipe bursts.

Water damage is no joke. Coverage can help pay for repairs and keep things flowing.

Storms strike.

When high winds or hail cause damage, coverage helps with cleanup and repairs.

Tenants move out suddenly.

Loss of rent coverage can help fill the gap until your next tenant moves in.

Someone gets hurt.

If a guest takes a tumble, liability coverage helps with medical or legal costs.

A tree falls on the garage.

Damage to detached structures, like a garage, can be covered under your policy.

* This information is provided for illustrative purposes only. Whether a particular loss is covered depends on the specific facts and provisions, exclusions, and actual policy limits. The site contents do not alter the Terms or Conditions of our policies. Coverage options, limits, discounts, deductibles, and other features are subject to meeting our underwriting criteria.

Getting started is simple,
and our team is here to assist you every step of the way.

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Coverages.

From structural repairs to liability protection, Rockingham Insurance offers coverage that helps landlords stay protected and keep rental income on track.

Find an agent to get more information on coverages.

New to all of this?

Get clear, simple answers to your insurance questions without the jargon.

Dwelling

Protects the physical structure of your rental property from damage caused by covered events.

Other Structures

Covers buildings on your rental property that aren’t attached to the main home, like garages or sheds.

Personal Property

Helps cover the cost of items you own and keep at the rental, like appliances or maintenance equipment.

Loss of Use

Reimburses you for lost rental income if the property becomes uninhabitable due to a covered event.

Personal Liability

Protects you financially if someone is injured on your rental property or you’re found legally responsible for damage.

Medical Payments

Helps cover minor medical expenses if someone is injured on your rental property, regardless of who’s at fault.

Additional Coverages.

Add more protection to your policy to cover what standard coverage may not.

Home Business Insurance
Short-Term Vacation Rental 
Water Backup & Sump Overflow
Earthquake

Bundle & Save.

Talk to an agent to see how you can save money by covering the following products with us.

LANDLORD INSURANCE

Save on smart protection for your rental.

Get rewarded for safety, tenant coverage, and bundling multiple policies.

Tenant Liability Insurance

If your tenant carries their own liability and personal property insurance, you may qualify for a discount.

Central Alarm

Properties equipped with central burglar or fire alarms may qualify for lower premiums.

Multi-Policy

Bundle your landlord policy with another Rockingham Insurance policy and unlock savings across the board.

New Home Discount

If your rental property is recently built, you may be eligible for a discount based on its modern safety standards.

Protective Devices

Discounts apply if your property includes devices like smoke detectors, fire extinguishers, or deadbolt locks.

Fortified Home

Homes built or upgraded to meet FORTIFIED standards may qualify for reduced rates based on enhanced safety.

Tenant Liability Insurance

If your tenant carries their own liability and personal property insurance, you may qualify for a discount.

Advice from an agent.

"Price is important, very important. But don't sacrifice needed coverage for price alone. Talk to your trusted agent to make sure you have the right coverage for a competitive price."

Mike Jenkins
Harrisonburg, VA