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On a scale of 1 to 10 how likely are you to recommend Rockingham Insurance to a friend, family, or work associate?

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PROPERTY INSURANCE

Condo.

Get the right coverage
and move on with your day.
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Secure your space.

Your condo association may cover the exterior of the building, but a personal condo policy helps protect what’s inside—your walls, belongings, and peace of mind.

<50%
Condos covered properly 
1/3
Owners overestimate HOA coverage

We’re here for you if...

An everyday accident in your condo turns into an unexpected expense.

Smoke damages your cabinets.

Kitchen mishaps happen. Coverage can help replace damaged fixtures and surfaces.

Someone is injured in your condo.

If a guest slips and gets hurt, liability coverage can help with medical costs.

Your washing machine malfunctions.

If your washing machine leaks, coverage may help with repairs to water damaged floors and walls.

* This information is provided for illustrative purposes only. Whether a particular loss is covered depends on the specific facts and provisions, exclusions, and actual policy limits. The site contents do not alter the Terms or Conditions of our policies. Coverage options, limits, discounts, deductibles, and other features are subject to meeting our underwriting criteria.

Getting started is simple,
and our team is here to assist you every step of the way.

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Coverages.

Condo insurance is designed to cover damages and events that happen inside your unit. Here are a few ways you can be protected. 

Find an agent to get more information on coverages.

New to all of this?

Get clear, simple answers to your insurance questions without the jargon.

Dwelling

Helps cover repairs to the parts of your condo you're responsible for—like walls, floors, and built-in fixtures.

Personal Property

Covers the cost to replace belongings like furniture, clothing, electronics, and other items inside your condo.

Loss of Use

If damage makes your condo unlivable, this helps pay for hotel stays or temporary housing while repairs are made.

Personal Liability

Helps cover expenses if someone is injured in your condo or if you accidentally cause damage to someone else’s property.

Medical Payments

Provides coverage for medical bills if a guest is injured in your condo, regardless of who’s at fault.

Additional Coverages.

Enhance your condo policy with extra protection for more peace of mind.

Personal Property Replacement Costs
Resident Non-Family

Bundle & Save.

Talk to an agent to see how you can save money by covering the following products with us.

CONDO INSURANCE

Get more coverage for less.

You may be eligible for discounts that make protecting your condo even more affordable.

Safety Discount

Have a deadbolt, fire extinguisher, and smoke detectors in place? Your condo may qualify for a safety discount just for being prepared. It's a small upgrade that could lead to savings on your premium.

Advanced Quote Discount

Requesting a quote at least seven days before your policy starts could unlock additional savings.

Home & Auto Bundle

Protect more, save more. When you bundle your condo and auto insurance with Rockingham, you could lower your overall premium. Limits apply, so talk to your agent to see what you qualify for.

Loss Free

Staying with Rockingham or maintaining continuous coverage with another carrier can qualify you for discounts, rewarding your consistency and commitment to protection.

Safety Discount

Have a deadbolt, fire extinguisher, and smoke detectors in place? Your condo may qualify for a safety discount just for being prepared. It's a small upgrade that could lead to savings on your premium.

Advice from an agent.

“Make sure your property is insured to 100% of current replacement coverage. The cost of building materials, labor, and unique household items continues to escalate. The right amount of coverage & endorsements all but reduces the worry.”

Scott Fisher
Roanoke, VA