Online Make a Payment is currently unavailable. To make a payment, please call (800) 434-7736, select option 3.

Your Local Agents

Search

My Compass Group

13800 Coppermine Road, Herndon, VA 20171

877-521-1388

Griffin-Owens Insurance Specialists

847 Station Street, Herndon, VA 20170

(703) 471-0050

My Compass Group

13800 Coppermine Road, Herndon, VA 20171
877-521-1388

Griffin-Owens Insurance Specialists

847 Station Street, Herndon, VA 20170
(703) 471-0050

Business

Rain or Shine: A Landlord’s Guide to Umbrella Insurance

As a landlord, you've invested not just in property but in the future. Don't let unexpected challenges jeopardize that future.

A Landlord’s Guide to Umbrella Insurance

Being a landlord is much like being a captain steering a ship through both calm and turbulent waters. While the journey can be rewarding, it’s not without its storms. One such storm that landlords often underestimate is the potential for liability. That’s where umbrella insurance becomes your lifeboat. Here is our Landlord’s Guide to Umbrella Insurance.

 

What Standard Policies Cover

Most landlords have a standard insurance policy that covers the basics: property damage, some liability, and perhaps loss of income. But what about those unexpected situations, the legal battles or accidents that exceed your policy limits?

 

Scenarios Where Umbrella Insurance Comes in Handy

  • Legal Defense Costs: Evictions, personal injury claims, and other legal issues can rack up hefty bills.
  • Multi-Property Liability: If you’re juggling multiple properties, one lawsuit could jeopardize all your investments.
  • Unforeseen Events: Natural disasters or even a tenant’s pet causing harm could result in significant liability.

 

Benefits of Umbrella Insurance

  • Extended Liability: This goes beyond your standard policy limits.
  • Legal Peace of Mind: Covers the costs of legal defense.
  • One for All: One umbrella policy can cover multiple properties.

 

Taking Action

The best time to get an umbrella policy is before you think you need one. The additional cost is often minimal compared to the peace of mind and financial security it offers.

 

As a landlord, you’ve invested not just in property but in the future. Don’t let unexpected challenges jeopardize that future. Reach out to your trusted Rockingham Insurance agent to ensure you’re protected from the unexpected, offering you an extra layer of security as you navigate the complexities of property ownership.

We're here when you need us.

Get an Auto Quote

Want to learn about our
Auto Insurance options?

View Auto Insurance
Speak with a Local Agent Today

Message a
Representative

Send a message 24/7
Speak with a Local Agent Today

Speak with a
Local Agent Today

Find a Local Agent

You are exiting the Rockingham Insurance website and entering an external website not managed by Rockingham Insurance.

OK