Property insurance

Homeowners.

Get the right coverage
and move on with your day.
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Let us know how we’re doing

On a scale of 1 to 10 how likely are you to recommend Rockingham Insurance to a friend, family, or work associate?

1
First name *
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How are we doing?

Safeguarding more than just four walls.

Rockingham Insurance helps protect where you live and what you love with homeowners insurance that covers repairs and replacements, unexpected costs, and personal liability. 

150+
Protecting policyholders
24/7 claims
File anytime, from anywhere

We’re here for you if...

Life at home takes a turn and you need coverage you can count on.

Storm hit hard

Weather damage to your roof or siding? We can help cover the repairs.

Fire causes loss.

If a fire damages your home, we can help cover repairs and replacements.

Someone gets hurt.

If a guest is injured on your property, liability coverage steps in.

You have to move out.

We can help pay for temporary housing if damage makes your home unlivable.

Your belongings are stolen.

Stolen electronics or valuables? We can help with replacement costs.  

* This information is provided for illustrative purposes only. Whether a particular loss is covered depends on the specific facts and provisions, exclusions, and actual policy limits. The site contents do not alter the Terms or Conditions of our policies. Coverage options, limits, discounts, deductibles, and other features are subject to meeting our underwriting criteria.

Getting started is simple,
and our team is here to assist you every step of the way.

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Coverages.

Homeowners insurance helps protect your property, belongings, and liability. Whether you're replacing a roof or paying medical bills, it’s there for when life happens.

Find an agent to get more information on coverages.

New to all of this?

Get clear, simple answers to your insurance questions without the jargon.

Dwelling

Protects the structure of your home, covering repair or rebuild costs if it’s damaged by a covered event.

Other Structures

Covers detached structures on your property like fences, sheds, or garages if they’re damaged.

Contents

Helps pay to repair or replace personal belongings if they’re stolen, damaged, or destroyed.

Loss of Use

Covers living expenses like hotel stays if damage makes your home temporarily unlivable.

Personal Liability

Provides financial protection if you’re responsible for injury or property damage to others.

Medical Payments to Others

Covers minor medical bills for guests injured on your property, regardless of who’s at fault.

Additional Coverages.

From water issues to earthquakes, Rockingham Insurance offers optional coverages that provide more ways for you to protect your home.

Water Back Up
Extended Replacement Cost
Earthquake

Bundle & Save.

Talk to an agent to see how you can save money by covering the following products with us.

HOMEOWNERS INSURANCE

Ways to save on your homeowners policy.

Whether you’re bundling policies, staying claim-free, or just planning ahead, we think peace of mind should come with perks.

Home & Car Bundle

Bundle your home and auto policies to unlock savings across both. One provider, one policy to manage, more money in your pocket.

Advanced Quote

Requesting a quote at least seven days before your policy starts could unlock additional savings.

Safety Discount

Protect your space and save in the process. Homes with features like deadbolts or smoke detectors may qualify for added discounts.

Claims Free

If you’ve stayed claims-free, you deserve the credit. Earn a discount for maintaining a clean track record.

Loyalty & Prior Coverage Discount

Longtime policyholder or switching from elsewhere? We’ll recognize your experience with added savings on your premium.

Home & Car Bundle

Bundle your home and auto policies to unlock savings across both. One provider, one policy to manage, more money in your pocket.

Advice from an agent.

“Make sure your property is insured to 100% of current replacement coverage. The cost of building materials, labor, and unique household items continues to escalate. The right amount of coverage & endorsements all but reduces the worry.”

Scott Fisher
Roanoke, VA