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Equipment Breakdown.
Keep your devices in the clear.
As homes get smarter, mechanical and electrical breakdown risks get bigger. By adding Equipment Breakdown coverage to your homeowners policy, costly replacements or repairs can be affordably covered.
We’re here for you if...
Your devices fail and you need to get back online fast.
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Your A/C breaks
If your air conditioning unit shorts out, coverage can help with repair or replacement.
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A power surge hits
If a surge damages your home security system, we’ll help you get back up and running.
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Your pool pump perishes.
If low water levels damage your pump, coverage can help with the cost of a new one.
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Your TV gets fried.
Power outage damage to your entertainment setup? Coverage can help with replacements.
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An outage zaps your laptop.
If a power surge damages your device while you’re away, you may still be covered.
Coverages.
A standard homeowners policy doesn’t include damage to your devices if breakdowns occur. That’s where Equipment Breakdown coverage steps in.
Find an agent to get more information on coverages.
New to all of this?
Get clear, simple answers to your insurance questions without the jargon.
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Equipment Breakdown
Your devices can be repaired or replaced if a mechanical breakdown happens. Check out this interactive tool that shows just how much damage a power surge can do to your home, and how you can be protected.
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Advice from an agent.
“Take inventory before trouble hits. A quick phone video of your stuff can make a huge difference if you ever need to file a claim.”
Everything you need, all in one place.
See what else we offer to help protect what matters most.
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The peace of mind you deserve.
Explore our range of products and choose coverage that fits your life.
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From cars to campers, get coverage for damage, liability, and medical costs, on the road or off.
Extra protections for life's what-ifs, like rental property risks or legal claims.
Protection for your home and what's inside, with coverage that helps you recover from the unexpected.
