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On a scale of 1 to 10 how likely are you to recommend Rockingham Insurance to a friend, family, or work associate?

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vehicle INSURANCE

Auto.

Get the right coverage
and move on with your day.
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Insurance that
keeps you moving.

From quick errands to cross-country trips, Auto Insurance helps keep you covered with flexible protection for your vehicle, your passengers, and your peace of mind.

150+ years
Serving our community
Flexible plans
Built for real life

We’re here for you if...

You need reliable coverage every time you hit the road.

You get into a minor accident.

Get repairs handled quickly so you can move on without the stress.

A tree falls on your car.

Recover from unexpected damage with coverage for repairs or replacement.

You’re hit by an uninsured driver.

Stay protected even when the other driver doesn’t have enough insurance.

You need medical help after an accident.

Access care with coverage that helps pay for medical expenses.

Your income is affected after an accident.

Stay financially steady with coverage that helps replace lost income.

* This information is provided for illustrative purposes only. Whether a particular loss is covered depends on the specific facts and provisions, exclusions, and actual policy limits. The site contents do not alter the Terms or Conditions of our policies. Coverage options, limits, discounts, deductibles, and other features are subject to meeting our underwriting criteria.

Getting started is simple,
and our team is here to assist you every step of the way.

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Coverages.

Rockingham Auto Insurance covers the essentials—helping protect you, your passengers, and your vehicle when the unexpected happens, with flexible options built for everyday life.

Find an agent to get more information on Coverages.

New to all of this?

Get clear, simple answers to your insurance questions without the jargon.

Liability

Covers damages if you are responsible for an accident that causes injury or property damage to others, helping protect you from costly claims and legal fees.

Comprehensive

Covers your vehicle from non-collision events like theft, vandalism, fire, and natural disasters, helping you repair or replace your car with less hassle.

Collision

Helps pay to repair or replace your vehicle if it’s damaged in a covered accident with another vehicle or object, no matter who’s at fault.

Uninsured / Underinsured Motorist

Provides protection if you're involved in an accident with a driver who has no insurance or not enough coverage to pay for damages.

Medical Expense & Income Loss

Covers medical expenses for you and your passengers and can help replace lost wages if you are unable to work after an accident.

Additional Coverages.

Enhance your auto policy with extra protection that helps you stay prepared and covered in more situations.

Roadside Assistance
Roadside Assistance Plus
Plus One Car Replacement
Full Safety Glass Coverage

Bundle & Save.

Talk to an agent to see how you can save money by covering the following products with us.

Auto Insurance

Save more with smart coverage choices.

Rockingham Insurance offers a range of auto discounts designed to reward safe driving, bundled policies, and smarter ways to manage your insurance.

Loyalty Discount & Prior Coverage

Staying with Rockingham Insurance or maintaining continuous coverage with another carrier can qualify you for discounts, rewarding your consistency and commitment to protection.

Advanced Quote

Requesting a quote at least seven days before your policy starts could unlock additional savings.

Safe Car

Own a car with the latest safety features? You may be eligible for a discount. Vehicles with advanced protection systems can reduce your risk on the road.

Multi-Policy

Bundle your auto insurance with home, renters, or other qualifying policies and enjoy a multi-policy discount that saves you money across your coverage.

Payment Plan

Choosing an eligible payment plan can help lower your costs. Flexible options make it easier to protect your vehicle while staying on budget.

Loss Free

Safe driving pays off. If you have an accident-free record, you could qualify for a loss-free discount, rewarding you for maintaining a clean driving history.

Mature Driver - Crash Prevention

Drivers who complete an approved crash prevention course could qualify for savings. It's a simple way to sharpen your skills and lower your rate.

E-signature

Sign your policy documents electronically and save. E-signature not only saves time but can also earn you a discount for going digital.

Paperless

Enroll in paperless billing and policy delivery to qualify for savings. It’s an easy way to cut down on clutter and enjoy more convenience—and more discounts.

Youthful Driver

Younger drivers who meet eligibility criteria may qualify for discounts that help make auto insurance more affordable without sacrificing coverage.

Loyalty Discount & Prior Coverage

Staying with Rockingham Insurance or maintaining continuous coverage with another carrier can qualify you for discounts, rewarding your consistency and commitment to protection.

Advice from an agent.

“Don’t just look at price—look at protection. The cheapest policy won’t feel like a deal if you’re underinsured after an accident.”

Elle Bunn Lappan
Chesterfield, VA