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Personal Umbrella.
A stronger safety net for life’s bigger risks.
When major claims exceed the limits of your auto, home, or renters insurance, umbrella coverage steps in. It’s affordable, extra protection that’s designed to shield your assets and future.
We’re here for you if...
A serious accident or lawsuit puts more on the line than what your base policy covers.
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You’re sued after a car accident.
If liability limits are maxed out, umbrella coverage helps protect your savings, assets, and future.
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A guest is seriously injured.
When medical bills exceed your home policy, umbrella insurance can help cover the extra cost.
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You volunteer at an event.
If something goes wrong while you’re helping out, this policy adds protection beyond your basic coverage.
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Someone gets hurt at your rental property.
If a claim goes beyond your landlord policy, umbrella coverage steps in to help cover legal or medical costs.
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A sports mishap leads to a lawsuit.
Whether you're coaching or just playing for fun, umbrella insurance adds a safety net if things get serious.
Coverages.
Personal umbrella coverage kicks in when the unexpected gets expensive. It adds extra financial protection beyond your standard policies, helping you stay secure when stakes are high.
Find an agent to get more information on coverages.
New to all of this?
Get clear, simple answers to your insurance questions without the jargon.
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Higher Liability
Protects your finances if a claim exceeds the liability limits of your home, auto, or renters policy.
Large Bodily Injury & Property Damage Liability
Offers higher coverage limits when you’re responsible for significant injuries or property damage.
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Civic Activities & Volunteer Work
Extends liability protection to covered incidents that happen while volunteering or participating in civic groups.
Sports
Covers personal liability arising from sports participation, including coaching, playing, or organizing events.
Claims Legal Defense
Helps cover legal defense costs if you’re involved in a lawsuit covered by your umbrella policy.
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Rental Property
Extends coverage to rental properties you own, offering higher protection for tenant-related claims.
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Advice from an agent.
“Umbrella coverage is like a backup for your backup plan. If you own a home, drive a car, or have kids, it’s worth asking about.”
Everything you need, all in one place.
See what else we offer to help protect what matters most.
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The peace of mind you deserve.
Explore our range of products and choose coverage that fits your life.
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From cars to campers, get coverage for damage, liability, and medical costs, on the road or off.
Extra protections for life's what-ifs, like rental property risks or legal claims.
Protection for your home and what's inside, with coverage that helps you recover from the unexpected.
