Handling parking lot accidents is easier with our step-by-step guide. Learn how to prioritize safety, gather information, and navigate the aftermath.
Parking lots might seem safe and straightforward, but they’re surprisingly prone to accidents. According to the National Safety Council, more than 50,000 crashes occur in parking lots every year, representing 20 percent of all automobile accidents. These incidents can be stressful and confusing, but with the right preparation and knowledge, you can handle them effectively.
Here’s our guide to managing parking lot accidents:
Ensure Safety First
Immediately after the accident, check for injuries. If everyone is safe and the vehicles are drivable, move them to a safe location out of traffic. If anyone is injured, call emergency services.
Exchange Information
Even in minor accidents, it’s important to exchange information with the other driver. This includes names, contact information, driver’s license numbers, license plate numbers, and insurance details. If there are any witnesses, gather their contact information too.
Document the Scene
Take photos of the accident scene, including the vehicles involved, their positions, and any damage. Note the time and location, as well as any relevant conditions like weather or road obstacles.
Report the Accident
Even if it’s not required, filing a police report can be beneficial for insurance purposes. Contact the local police or the parking lot’s security team to report the incident.
Notify Rockingham Insurance
File a claim online or call us at (800) 662-5246 to report the accident as soon as possible. Provide all relevant information, including the other driver’s details, photos, and any police report number. We’ll guide you through the claims process and help you get back on the road.
Follow Up
Stay in touch with your trusted Rockingham Insurance agent to ensure the claims process is moving forward. If you or the other driver needs repairs, coordinate with us or the other driver’s insurance provider, and any repair shops involved.
Accidents happen, even in parking lots. Knowing what steps to take can help you handle the situation calmly and efficiently. For more information on how we can protect yourself in case of an accident, contact your local Rockingham Insurance agent today. We’re here to help you stay safe wherever you drive.