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Mutter Insurance Agency, Inc.

19275 Riverside Drive, Grundy, VA 24614

(276) 935-2991

InsurePro

5215 Dickenson Highway, Clintwood, VA 24228

(276) 926-8681

Mutter Insurance Agency, Inc.

19275 Riverside Drive, Grundy, VA 24614
(276) 935-2991

InsurePro

5215 Dickenson Highway, Clintwood, VA 24228
(276) 926-8681

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Navigating Life’s Milestones: How Major Changes Impact Your Home and Auto Insurance

Through all chapters of your life, Rockingham Insurance is here for you, offering tailored solutions to meet your ever-changing needs.

Life is a journey marked by significant milestones—new jobs, marriage, and retirement, to name a few. These events are cause for celebration. They are also pivotal moments that can reshape your financial landscape, including your insurance needs. Amidst the excitement and the flurry of changes, it’s easy to overlook how these life events can impact your home and auto insurance policies. Here are a few tips for navigating life’s milestones.

Life Milestone 1 – New Job, New Considerations

A new job can be a game-changer in many ways. If your commute changes, so could your auto insurance premiums. A longer drive might increase them, while a shorter one could potentially lower them. If your new job includes a company car, you’ll need to consider how this affects your personal auto policy. For those working from home, consult your trusted Rockingham Insurance agent to discuss any additional coverage options that may be available for home offices.

 

Life Milestone 2 – Tying the Knot: A Union of Hearts and Policies

Marriage is a joyous occasion that unites two lives and brings about logistical changes that extend to your insurance coverage. Your first step should be updating your legal name on all official documents, but this is more than a mere formality – it’s a vital step for keeping your insurance policies valid and avoiding any claim disputes. 

Combining policies with your new spouse could also result in a Multi-Policy Discount of up to 15% if your home or renters policy is also with Rockingham Insurance. Make sure the coverage is adequate for both parties, especially if one spouse drives a luxury or high-performance vehicle.

 

Life Milestone 3 – Golden Years: Insurance in Retirement

Retirement is a significant life chapter offering newfound freedom and many lifestyle changes. Whether you’re downsizing your home, traveling more, or simply enjoying leisure time, your insurance needs will shift. If your lifestyle changes significantly in retirement, your policies should be updated accordingly.

Additionally, if you’re 55 or over and have completed a crash prevention course within the last 36 months, you may be eligible for Rockingham Insurance’s Mature Driver-Crash Prevention discount, offering up to a 5% discount on your auto liability and collision premium.

 

Your Next Steps

Rockingham Insurance is here for you through all of life’s chapters, offering tailored solutions as you navigate life’s milestones to meet your ever-changing needs. Remember, a quick chat with your trusted Rockingham Insurance agent can provide personalized guidance, ensuring your policies align with your evolving needs and offering you peace of mind during these significant life events.

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