Your Trusted Local Agent is here, for Your Insurance Check up

Knowing you’re covered by insurance is great peace of mind, but that shouldn’t prevent you from revisiting your home or auto insurance coverage to ensure you and your family are best protected. It’s time for an insurance check-up. Maybe you just remodeled your home, or your teenager just received their license and is ready to pick out their first car. 

Similar to a physical check-up with your doctor, your local Rockingham Insurance agent is happy to meet with you, review your coverage amounts, and answer any questions you may have. You may also find that updating your coverage can save you money!

“An insurance checkup is a great idea either annually or after any major life change – even if you don’t think your coverage needs updating,” said Jim Harris, agent, Daniel Harris Insurance Agency representing Rockingham Insurance. “We’ve recently seen the rise in inflation and its effects on the construction industry – this is a perfect example of why it’s important to periodically review your homeowner’s insurance coverage to have the best protection possible.”

The checkup is also the perfect time to consider other available coverage options, such as our supplemental umbrella insurance policy, which provides coverage beyond the limits of your other policies or for claims that may not be covered by liability policies.

Here’s what you can expect during your insurance checkup:

Home

Your home – and everything in it – is your castle. Maybe you used the extra downtime during the pandemic to make some upgrades or made some additions, like an outbuilding or home security system. A home insurance policy with Rockingham Insurance can help protect you against a loss to your home and personal belongings. Your local agent can review your current policy and see if you may need to increase your coverage. 

Your agent can even discuss other homeowners insurance protections, such as earthquake coverage, equipment breakdown coverage, and valuables coverage for jewelry, collectibles, and other special belongings.

Auto

If you recently added a vehicle, then it’s the perfect time to review your auto insurance policy. But you may have other changes to consider, such as a significant decrease in the number of miles you drive annually if you are now working from home, a move to a new ZIP code, a new teenage driver, or you’re taking paying passengers as a driver for a service like Uber or Lyft. 

Your local agent may even be able to provide you with a “good student discount” that could reduce your costs by   up to 10%!

And speaking of discounts – did you know bundling multiple policies with Rockingham can help save you even more? If Rockingham is your insurance provider for both your home and auto insurance, you qualify for our bundling discount!

An insurance checkup should always be on your annual to-do list or whenever you have a life change as discussed above. Your local Rockingham Insurance agent will provide you with valuable guidance to help you stay adequately protected. You may even find you can save some money on your premiums in the process. That’s true coverage and peace of mind you can count on!