Buying a new home is an exciting milestone, and with National Preparedness Month upon us, now is the perfect time to focus on securing and preparing your new residence. Before you move in, make sure to address these essential steps to ensure your home is secure, safe, and properly insured.
Initial Home Safety Checks:
1. Home Inspection Review:
Thoroughly review your home inspection report for any issues that need immediate attention, such as electrical problems, plumbing leaks, or structural repairs. Address these concerns before moving day to avoid any complications.
2. Security System Installation:
Consider installing a security system before you move in. This could range from basic burglar alarms to a complete smart home system that includes cameras and motion detectors. I would also add a mention about the potential for a discount on their HO if they have a monitored security system.
3. Fire Safety Measures:
Ensure that smoke detectors are installed and working, place fire extinguishers on each floor, and familiarize yourself with the home’s escape routes. Checking the condition of the fireplace and chimney, if applicable, is also important.
Insurance Considerations:
1. Adequate Coverage:
Reach out to your trusted Rockingham Insurance agent to set up a homeowners’ insurance policy that reflects the value of your home and possessions. Make sure you understand what is covered, especially for risks prevalent in your area.
2. Document and Inventory:
Before moving in, document the condition of the home and take an inventory of your belongings as they are packed. This will be invaluable in the event of a loss and for determining adequate coverage levels.
3. Special Additions:
If you’re planning on making renovations or have special features like a pool or an expensive art collection, discuss additional coverage options like flood insurance or a personal articles policy.
Pre-Move Safety Preparations:
1. Utility Check:
Ensure all utilities are functioning correctly and safely before you move in. This includes checking for any gas leaks, ensuring all electrical systems are up to code, and the water system is clean and functional.
2. Emergency Preparedness Kit:
Assemble an emergency preparedness kit with essentials like water, non-perishable food, a first-aid kit, flashlights, and batteries. Keep this kit accessible as soon as you move in.
3. Community Resources:
Connect with local community safety programs to understand regional risks and resources, such as neighborhood watch programs or local emergency management office recommendations.
Moving into a new home is about more than just relocating your belongings; it’s about creating a safe and welcoming environment from the start. For a tailored insurance plan that fits your specific needs, reach out to your local Rockingham Insurance agent today. Let’s ensure your new beginning is as protected as it is joyful.