What To Do In A Hit-and-Run: Expert Advice from Rockingham Insurance

Imagine you're driving home when suddenly, your car is struck by another vehicle. Before you can fully grasp what happened, the other driver speeds off, leaving you in the aftermath of a hit-and-run. According to the AAA Motor Club, such incidents occur every 60 seconds in the United States, making it important to know how to respond.

Here are four vital steps to take if you find yourself in a hit-and-run scenario:

1- Take Immediate Action:

Prioritize your safety first. If possible, move to a safe location and check for any injuries. Once safe, start documenting the scene. Capture details about the other vehicle, such as color, make, model, or any part of the license plate, and the specifics of the accident. Photograph your vehicle's damage and the surrounding area, as these will be valuable for insurance and police reports.

2- Report the Incident:

Contacting the police immediately is essential. Hit-and-runs are serious offenses, and a police report is vital to your insurance claim. Provide all the information you've gathered to the officer.

3- Contact Rockingham Insurance:

After addressing immediate safety concerns and reporting the incident to the police, your next step should be to file a claim by visiting our website or by calling us at (800) 662-5246. We're here to help you understand your coverage options and guide you through the claims process. Depending on your policy, coverage for such incidents may fall under collision or uninsured motorist coverage.

4- Seek Legal Advice:

In situations involving significant damage, injury, or complications with your claim, consulting a legal professional can be beneficial. They can provide specific guidance and help ensure your rights are protected.A hit-and-run can be a traumatizing experience, but you're not alone. Rockingham Insurance stands with you from the very beginning, offering clear guidance on your policy and steadfast support through the claims process.

For detailed information on auto insurance coverage and your policy details, reach out to your trusted local Rockingham Insurance agent.