Whether you've renovated your kitchen, bought a high-value gadget, or noticed wear and tear that could pose a risk, these changes can impact your insurance coverage needs.

As springtime blooms, it’s not just an opportunity for spring cleaning but also the perfect time to prioritize an annual home safety check, ensuring your living space is secure, and your insurance needs are up to date.

Here’s a basic checklist to guide you:

• Smoke Detectors and Carbon Monoxide Alarms: Test each unit to ensure they’re working correctly. These are vital for early detection of fires or gas leaks.
• Fire Extinguishers: Check that they are within reach and have not expired. Make sure you understand how to use an extinguisher in an emergency.
• Emergency Plan Review: Rehearse your home evacuation plan with all family members, making sure exits are accessible, and everyone knows where to meet outside.
• Electrical Safety: Inspect electrical cords for fraying and outlets for damage. Ensure your home’s electrical system is capable of handling your current usage to prevent overloads.
• Dryer Vents: Clean vents and filters to prevent lint accumulation, a common cause of household fires.
• Water Heater Check: Inspect your water heater for leaks or signs of corrosion. Annual maintenance can extend its life and prevent water damage.
• Exterior Inspection: Look for signs of damage to the roof, siding, and foundation. Early spring repairs can prevent more significant problems later.
• Tree and Limb Inspection: Check for dead or overhanging branches that could fall and damage your property or injure someone.
• Window and Door Seals: Inspect the seals around windows and doors for leaks to improve energy efficiency and prevent water damage.

After ensuring the physical safety of your home, contact your local Rockingham Insurance agent for a comprehensive home insurance policy review. This ensures your coverage reflects any home improvements, new purchases and upgrades, or changes in risk factors, such as old plumbing or electrical systems. Whether you’ve renovated your kitchen, bought a high-value gadget, or noticed wear and tear that could pose a risk, these changes can impact your insurance coverage needs.

At Rockingham Insurance, we’re dedicated to helping you protect what matters most. An annual home safety check ensures that your living space and the peace of mind that comes with it are well-prepared for the year ahead. Here’s to a safe and joyful spring!